Paying for Long Term Care

Case Study A: Family running out of money to take care of 89-year-old father with Alzheimer’s.  Solved the problem by getting a Life Settlement on a $300,000 universal life policy.  The cash value was almost exhausted but the Life Settlement amounted to almost $90,000 in cash.  This amount along with some other income allowed to keep him in place for a least a couple of more years.

Case Study B: A family wanted to keep their father, who was suffering from cancer, at home, as he wanted to remain in the comfort of his own surroundings and with his lived ones for the remainder of his life.  They did not have enough money to afford the costs of care at home, but he owned a $250,000 universal life policy.  There was no cash value in the policy but a Life Settlement provided over $150,000 in cash.  That was more than enough to cover the costs of care for their father, and was a much better alternative than allowing the policy to lapse.

Contact John McAlister at john@sourcebenefits.com for more information or go to our website:  SourceBenefits.com

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This entry was posted in Life Insurance, Life Settlements, Long Term Care, Long Term Care Financing. Bookmark the permalink.

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